Building Regulations

The Building Regulations indemnity policy provides cover when there is a lack of evidence that building regulation consent has been obtained for the following types of work carried out to a single residential and/or commercial property:

  • alterations, additions, extensions and conversions if completed at least 12 months prior to the commencement of cover.
  • construction of the property, if completed at least 4 years prior to the commencement of cover

 

Full Key Facts can be viewed by clicking here.

Key Features and Benefits

If the local authority serves a building regulation enforcement notice (i.e. a section 36 notice) or obtains an injunction under the building regulations in respect of the works described above, this policy provides cover for the following up to your selected limit of indemnity (not exceeding £2.5million*):

  • the cost of altering, demolishing or reinstating the property
  • the reduction in the value of the property
  • costs and expenses with our consent.

The policy automatically covers subsequent owners of the property and mortgage lenders, and remains in force from the day you issue it without any time limit. 

This ‘At a Glance’ description of cover does not set out the full terms and conditions of cover or the exceptions and limitations which apply to the policy, all of which can be found in the policy document. Please also refer to the Key Facts policy summary.
* For additional cover and higher limits of indemnity, see Bespoke Policies. 

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